mph bank logo

Explore Savings Products

  • Deposits are FDIC insured through Liberty Savings Bank.

  • No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Top offer: {623a35b5a9f1c5000165584d-APY} APY Money Market Deposit Account (MMDA)

Save Now
mph bank logo

Explore Savings Products

  • Deposits are FDIC insured through Liberty Savings Bank.

  • No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Top offer: {623a35b5a9f1c5000165584d-APY} APY Money Market Deposit Account (MMDA)

Save Now

About mph.bank

A group of happy friends having pizza together

mph.bank is a digital bank that focuses on delivering value directly to its customers. A savings product from mph.bank can offer highly competitive interest rates in part because there's no spending going toward splashy marketing or expensive naming rights for professional sports stadiums. mph.bank was created by Liberty Savings Bank, which has a history of offering products and services that deliver value for people. For mph.bank, the priority is empowering customers’ financial success. Making People Happy. It's that simple.

bank

A New Bank with History

mph.bank is part of and backed by a century-old, FDIC-insured financial institution, Liberty Savings Bank.

value

Value-Driven

Not flashy. Value goes to customers.

money

Exceptional Savings

mph.bank offers competitive savings products exclusively through Raisin.

Security Is Our Top Priority

FDIC

FDIC logo

mph.bank is powered by Liberty Savings Bank, FSB, member FDIC. Deposits in mph.bank are insured by the FDIC up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

mph.bank, Powered by Raisin

Family enjoying outdoor time

mph.bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by mph.bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of mph.bank products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Press

Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

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the right product for your savings goals.

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with an email address and password, then verify your identity and bank information.

Add funds

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the savings products you add to your new Raisin account.

FAQs

Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Raisin is not a bank and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions and FDIC or NCUA deposit insurance coverage only covers the failure of partner banks or credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.