Exclusive Offers from Consumers Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Driven by the philosophy of “people helping people.”

  • Top offer: {399C7A6E5B694485B1C516FA-APY} APY 12-month CD, {399C7A6E5B694485B1C516FA-APY}{NCUA-1Y-CD-10K} higher than national average

Save now

Exclusive Offers from Consumers Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Driven by the philosophy of “people helping people.”

  • Top offer: {399C7A6E5B694485B1C516FA-APY} APY 12-month CD, {399C7A6E5B694485B1C516FA-APY}{NCUA-1Y-CD-10K} higher than national average

Save now

About Consumers Credit Union

Founded in 1930 and headquartered in Gurnee, IL, Consumers Credit Union is one of the largest credit unions in the state, has $3.28 billion in assets and serves more than 200,000 members. CCU believes people don’t need a bank on every corner, but everyone needs people who are in their corner.

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Exceptional Savings

The savings products offered by Consumers Credit Union exclusively through Raisin feature market-leading rates.

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Member-led and Volunteer-led

Consumers Credit Union is completely member owned and democratically run. Members elect their Board of Directors, who are all volunteers.

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Your Funds Stay Insured

Deposits with Consumers Credit Union are federally insured by the NCUA up to the institutional limit.

Security Is Our Top Priority

National Credit Union Administration

NCUA insured

Savings in Consumers Credit Union are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per member, per insured credit union, for each share account ownership category.

Click to learn more about NCUA insurance

Cybersecurity is a top priority at Raisin

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We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

Consumers Credit Union, Powered by Raisin

Consumers Credit Union uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at www.raisin.com/en-us, and the platform manages all aspects of the products offered by Consumers Credit Union, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Consumers Credit Union products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


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Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00. Rate multiplier sources: fdic.gov/resources/bankers/national-rates/; https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates

Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City (CBKC), Member FDIC, d.b.a. Central Payments is the Service Bank. CBKC, Lewis & Clark Bank and Starion Bank, each Member FDIC, are the Custodial Banks.