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Explore Savings Products

  • Federally insured by NCUA.

  • Start saving with as little as $1 minimum deposit.

  • Top offer: {628fa5757ac6500001ff1d41-APY} APY Money Market Deposit Account (MMDA)

Save Now
skyone logo

Explore Savings Products

  • Federally insured by NCUA.

  • Start saving with as little as $1 minimum deposit.

  • Top offer: {628fa5757ac6500001ff1d41-APY} APY Money Market Deposit Account (MMDA)

Save Now

About SkyOne Federal Credit Union

A man carrying a baby on his shoulder

SkyOne Federal Credit Union has been serving its members for 72 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, they are passionate about helping their members build a strong financial foundation and reach financial freedom. And now, exclusively through Raisin, exceptional savings products from SkyOne Federal Credit Union are accessible to savers nationwide.

Helping Raise Money Mavens

Helping Raise Money Mavens

Through its support for a variety of youth programs, SkyOne is dedicated to helping children and teens grow up to be smart with money.

Financial Security

Financial Security

SkyOne is federally insured by NCUA, the National Credit Union Administration, meaning that deposits held by SkyOne are covered up to applicable legal limits.


Exceptional Savings

The competitive savings products offered by SkyOne exclusively through Raisin are avialable to savers nationwide.

Security Is Our Top Priority

National Credit Union Administration

NCUA insured

Deposits in SkyOne Federal Credit Union are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured credit union, for each deposit account ownership category.

Click to learn more about NCUA insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

SkyOne Federal Credit Union, Powered by Raisin

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SkyOne Federal Credit Union uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at, and the platform manages all aspects of the products offered by SkyOne, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of SkyOne products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.


Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

    Read article

Open an Account in 3-5 Minutes

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the savings products you add to your new Raisin account.


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Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Raisin is not a bank and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions and FDIC or NCUA deposit insurance coverage only covers the failure of partner banks or credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.