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High Yield Savings Account from VyStar Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Gives back to their communities, with a focus on educational grants and scholarships.

  • Top offer: {D3CD9C5CEA16406EA95D17AB-APY} APY high yield savings account, {D3CD9C5CEA16406EA95D17AB-APY}{NCUA-RSA-2_5K} higher than national average

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High Yield Savings Account from VyStar Credit Union

  • Federally insured by NCUA. No fees. $1 minimum to open.

  • 24/7 online access to funds.

  • Gives back to their communities, with a focus on educational grants and scholarships.

  • Top offer: {D3CD9C5CEA16406EA95D17AB-APY} APY high yield savings account, {D3CD9C5CEA16406EA95D17AB-APY}{NCUA-RSA-2_5K} higher than national average

Save now

About VyStar Credit Union

VyStar was founded over 70 years ago, when several military service members came together to form a credit union to help those serving the country with their financial needs. Since their humble beginnings, VyStar Credit Union has expanded to become the 13th largest credit union in the United States, with over 915,000 members. VyStar pursues growth for good, demonstrating that the credit union's growth enables them to do more good for their members and the community.

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Your Funds Stay Insured

Deposits with VyStar Credit Union are federally insured by the NCUA up to the institutional limit.

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Proudly Supporting Veterans and Military Families

VyStar Credit Union offers specialized support to veterans and military families stationed around the world, including support teams and resources to make banking easier.

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Exceptional Savings

The savings products offered by VyStar Credit Union exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority

National Credit Union Administration

NCUA insured

Savings in VyStar Credit Union are insured by the NCUA up to the limits of federal law. The standard insurance amount is $250,000 per member, per insured credit union, for each share account ownership category.

Click to learn more about NCUA insurance

Cybersecurity is a top priority at Raisin

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We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

VyStar Credit Union, Powered by Raisin

VyStar Credit Union uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at www.raisin.com/en-us, and the platform manages all aspects of the products offered by VyStar Credit Union, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of VyStar Credit Union products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.

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Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

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FAQs

Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2023 Raisin GmbH. All rights reserved.

*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.