Become a Partner Bank

Your source for retail funding and funding diversification

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€80+ billion in assets

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€5+ billion in interest accrued


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300+ deposit–taking banks

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1.000.000 savers

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Our Proposition

The power of our Open Banking platform is its flexibility to solve the diverse challenges that our partners face every day. From accessing funding, to sourcing currencies, to managing maturities, our deposit-taking bank partners have harnessed our technology and expertise to achieve a range of different treasury and funding objectives.

Our solution is a toolbox for your treasury function to optimize funding sources, manage liquidity and achieve peace of mind.

How it works

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  • Our platform allows you to efficiently source deposit funding onto your home balance sheet, without having to set up and operate your own retail infrastructure in each market. 
  • Connected to our platform, you can source funding without a local branch network, expensive marketing and without the need to open, run and maintain numerous individual customer accounts.
  • Through our platform, you gain access to the largest markets and captive client groups increasing the addressable market and decreasing the overall costs of your deposit funding.
  • Additionally, you retain complete control over your deposit offerings, including product selection, interest rates and the markets in which they are available. 
  • You can choose to be only shown through closed channels or you can offer products direct-to-consumer on any of our 10 B2C platforms shown below.

Benefits

As product taking bank on Raisin you will benefit from a series of advantages.

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Access

Access retail deposit funding through different open and closed channels

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Cost reduction

Reduce funding cost and diversify funding internationally

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Simplification

Benefit from the full deposit value chain including KYC and AML

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Flexibility

Flexibly switch on and off individual channels with variable funding costs

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Optimization

Optimize funding mix with regards to currencies and maturities

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Explore

Use non-markets to test and offer different products and pricing

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Quickness

Get onboarded within 4-6 weeks and benefit from flexible integration options

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Planning

Profit from exact controlability of volumes and maturities

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Trusted by leading banks

Raisin is the leading platform for savings and investments, connecting financial institutions with a broad and diversified depositor base across Europe and the US. By partnering with us, banks gain access to a scalable infrastructure and a proven model that combines efficiency, compliance, and innovation. This makes it possible to expand internationally, strengthen funding strategies, and reach new customer segments without added complexity.

Our strong track record of growth, seamless execution, and consistently high satisfaction ratings underline why so many institutions already choose Raisin.

Get started

No matter where you are in your decision-making process, our team is here to inform and guide you. Let’s find the right setup together – tailored to your needs and goals. Contact us at: newpartner@raisin.com
  • Portrait of Carina Ewald
    Carina Ewald

    Head of Business Development

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    Boyan Byanov

    Head of Business Development

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    Tobi Onalaja

    Head of Sales Operations

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Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.

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