Become a Partner Bank

Your source for retail funding and funding diversification

A chevron pointing up and to the right

€75+ billion in assets

A plain globe in navy

1.000.000 active savers

A shield that has a percentage sign on it.

€5+ billion in accrued interest

The front view of a classical building with pilars in navy.

300+ deposit-taking partners

Raisin - Raisin symbol in blue

Our Proposition

The power of our Open Banking platform is its flexibility to solve the diverse challenges that our partners face every day. From accessing funding, to sourcing currencies, to managing maturities, our deposit-taking bank partners have harnessed our technology and expertise to achieve a range of different treasury and funding objectives.

Our solution is a toolbox for your treasury function to optimize funding sources, manage liquidity and achieve peace of mind.

Flowchart showing how individuals reach product banks through Raisin: either via country platforms or distribution partners, both connecting to Raisin, which links to multiple product banks.
  • Our platform allows you to efficiently source deposit funding onto your home balance sheet, without having to set up and operate your own retail infrastructure in each market. 
  • Connected to our platform, you can source funding without a local branch network, expensive marketing and without the need to open, run and maintain numerous individual customer accounts.
  • Through our platform, you gain access to the largest markets and captive client groups increasing the addressable market and decreasing the overall costs of your deposit funding.
  • Additionally, you retain complete control over your deposit offerings, including product selection, interest rates and the markets in which they are available. 
  • You can choose to be only shown through closed channels or you can offer products direct-to-consumer on any of our 10 B2C platforms shown below.

Benefits

As product taking bank on Raisin you will benefit from a series of advantages.

Raisin_COM_-_Icon_of_File_with_checkmark.svg
Access

Access retail deposit funding through different open and closed channels

raisin_com_icon_money_bill.svg
Cost reduction

Reduce funding cost and diversify funding internationally

Raisin_COM_-_Icon_of_List.svg
Simplification

Benefit from the full deposit value chain including KYC and AML

Raisin_COM_-_Icon_Of_Power_Switch.svg
Flexibility

Flexibly switch on and off individual channels with variable funding costs

Raisin_COM_-_Icon_of_Trophy.svg
Optimization

Optimize funding mix with regards to currencies and maturities

Raisin_COM_-_Icon_of_Briefcase.svg
Explore

Use non-markets to test and offer different products and pricing

Raisin_COM_-_Icon_Of_Stopwatch.svg
Quickness

Get onboarded within 4-6 weeks and benefit from flexible integration options

Raisin_COM_-_Icon_Of_Calendar.svg
Planning

Profit from exact controlability of volumes and maturities

Raisin COM - Smiling Man Handshake in Office

Trusted by leading banks

Raisin is the leading platform for savings and investments, connecting financial institutions with a broad and diversified depositor base across Europe and the US. By partnering with us, banks gain access to a scalable infrastructure and a proven model that combines efficiency, compliance, and innovation. This makes it possible to expand internationally, strengthen funding strategies, and reach new customer segments without added complexity.

Our strong track record of growth, seamless execution, and consistently high satisfaction ratings underline why so many institutions already choose Raisin. Below you’ll find a selection of partner banks that are part of our growing network.

Logos of banks from left to right in four rows
First: Aldermore, Aareal, Credit Plus, Klarna
Second: Banca Sistema, Sallie Mae, Western Alliance Bank, CA Auto Bank
Third Row: Cetelem - Group BNP Paribas, Distingo Bank, Renault Bank, Illimity

Get started

No matter where you are in your decision-making process, our team is here to inform and guide you. Let’s find the right setup together – tailored to your needs and goals. Contact us at: newpartner@raisin.com
  • Carina Ewald
    Carina Ewald

    Head of Business Development

    LinkedIn
  • Boyan Byanov
    Boyan Byanov

    Head of Business Development

    LinkedIn
  • Tobi Onalaja
    Tobi Onalaja

    Head of Sales Operations

    LinkedIn
  • Shana Hennigan
    Shana Hennigan

    Chief Business Officer US

    LinkedIn