Once you have selected your first product, you will be asked to enter your email, create a password, and submit your first and last names. You will also see a field for a referral code — this is only for new customers who have been referred by existing customers and is not required to complete your account sign-up. Once you have filled out all required fields, click “Continue.”

This document gives you information and disclosures regarding electronic delivery of communications from Raisin. We invite you to read this agreement and retain a copy for your records. You cannot proceed without scrolling to the bottom of this agreement. 

Once you have read it, please check the box next to “I have read and agree to the terms of the Electronic Communications Agreement” if you agree. You and, if applicable, your joint owner must then initial. Click “Continue” to move onto the next step.

Once your identity has been verified, you will be asked to link an external bank account. This will be the source of your deposits and withdrawals from the Raisin platform. There are two options to choose from for linking a bank account.

Enter login credentials. This method allows you to instantly link your bank account by entering your bank login credentials. Raisin never sees these credentials; they are solely for verification purposes. Please note that not all banks and credit unions may be supported.

Enter account details. This method allows you to enter you account’s routing and account numbers to instantly verify your account.

Once linked, enter the amount you would like to transfer as your initial deposit — all savings products funded through Raisin have a $1 minimum deposit to open — and confirm. Funds typically take 1 to 3 business days to appear in your account.

Please note: Raisin only supports linking a single external bank account at a time. After sign-up with your first deposit, this account cannot be changed for 60 days.