Banca Sistema

Banca Sistema was founded in 2011 as an institution specializing in the purchase of trade receivables from the government, in order to enter a specific segment of the Italian financial market focused on providing liquidity to government suppliers, primarily through factoring, credit management, and debt collection services. The bank, listed on the Borsa Italiana in the Star Segment since 2015, has a highly diversified business model and is growing rapidly. In recent years, it has expanded its operations with a full range of banking services and an offering tailored to discerning clients, ranging from large multinationals to small and medium-sized enterprises, and from professionals to individual investors and private individuals. Banca Sistema's mission is to meet the financial needs of businesses by promoting efficiency and acting as a link between the public and private sectors, as well as providing companies and individuals with access to a sophisticated, convenient, and accessible banking world that caters to the needs of a country and its growing businesses. As of 7 November 2026, Banca Sistema and Banca CF+ will merge and continue together under the name Banca Sistema. From 7 November 2026, savings at both banks will be jointly protected up to a combined maximum of €100,000 per account holder via the Italian Deposit Guarantee Scheme (FITD).

Italian banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet. Important: Irish deposit interest tax (DIRT) is not deducted automatically. Any interest earned must be declared to Revenue in an annual tax return.

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