FIMBank

This bank is based in: Malta (A-)
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About the Bank

FIMBank p.l.c. is a fully licensed credit institution headquartered in Malta and listed on the Malta Stock Exchange. With a trusted legacy spanning over three decades, the bank combines long-standing financial stability with deep international banking expertise. The bank specialises in trade finance, factoring, and forfaiting services and maintains a robust global footprint, operating across major financial hubs and trading centres worldwide to support seamless cross-border commerce. With a dedicated focus on client success, FIMBank provides bespoke, flexible trade finance solutions tailored to the complex needs of corporate clients across more than 50 countries globally. FIMBank is a proud member of the KIPCO Group, one of the largest and most diversified holding companies in the Middle East and North Africa region. This institutional backing connects the bank to a powerful network of over 16,000 professionals across 60 companies in 24 countries, ensuring profound financial strength and global reach for its clients.

More information about this bank

Year Established

1994


Place of Establishment

St. Julian's / St. Julians


Number of branches

2


Business Focus

Bank Deposits, Factoring, Commercial Real Estate Financing, Corporate Loans


Market(s) in which the bank has branches

Malta, Greece, United Arab Emirates


* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 17.03.2026.

Deposit Guarantee Scheme

In accordance with EU Directive 2014/49/EU on deposit guarantee schemes, your savings – including interest accrued but not yet credited – are guaranteed by the Maltese statutory Deposit Guarantee Scheme up to €100,000 per depositor per bank (please bear this in mind if you hold additional funds with the same bank outside Raisin). Repayment will be made in euro. The repayable amount will be made available to the depositor within seven working days from the date on which the Deposit Guarantee Scheme is activated. The guarantee applies to all natural persons, regardless of whether they reside in Malta or elsewhere. The Deposit Guarantee Scheme is administered by the Malta Financial Services Authority (https://compensationschemes.org.mt/).

Tax process and documentation

Maltese banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet. Important: Irish deposit interest tax (DIRT) is not deducted automatically. Any interest earned must be declared to Revenue in an annual tax return.

Raisin's role

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin is online and hassle-free.

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.