HoistSparen

SwedenSweden(AAA)
Deposit amount: Min. €1,000 – Max. €85,000
Protection limit: Up to SEK 1,050,000 payout in EUR

No foreign tax

logo of HoistSparen

Best deal

2.20% p.a.

Term:
2 Years

List of offers

Show all offers
Rate
Duration
Currency
Product Type

Rate

1.00% p.a.

Duration

3 Months

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

1.51% p.a.

Duration

6 Months

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

1.70% p.a.

Duration

1 Year

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.20% p.a.

Duration

2 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.35% p.a.

Duration

3 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.30% p.a.

Duration

4 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Rate

2.20% p.a.

Duration

5 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term

Best deal

2.20% p.a.

Term:
2 Years

Bank Details

HoistSparen is part of Hoist Finance AB (publ), a regulated credit market company under the supervision of the Swedish FSA. Hoist Finance is an asset manager specialised in non-performing consumer loans. For more than 30 years, it has focused on investing in and managing debt portfolios. Hoist Finance is a partner to international banks and financial institutions across Europe, acquiring their non-performing loan portfolios. It is also a partner to consumers in a debt situation, restructuring their debt and creating sustainable repayment plans enabling them to become debt-free. Hoist Finance is present in 13 markets across Europe.

Further Bank Details


Year Established

1994


Place of Establishment

Stockholm


Number of employees

72


Business Focus (B2B/B2C)

Bank Deposits, Securities Trading, Wealth Management


Market(s) in which the bank has branches

Sweden, Belgium, Germany, France, Greece, Italy, Netherlands, Austria, Poland, Romania, Spain, United Kingdom, Cyprus


* As of: 8/4/2025 - The data is provided by our partner FMH-Finanzberatung eK for private use. Raisin GmbH assumes no liability for topicality, correctness and completeness. FMH Financial Consulting specializes in information about interest rates and financial products and has been collecting financial data in Germany since 1986 and preparing it for consumers, banks and editorial offices.

Security & Deposit Protection

In accordance with EU Directive 2014/49/EU, deposits with this Bank, inclusive of accrued interest not yet credited, are guaranteed by the Swedish statutory deposit guarantee scheme up to (the equivalent in euros of) SEK 1,050,000 per account holder, per bank. This amount also includes possible deposits and/or savings accounts ordered outside Raisin Bank. This protection covers the deposits of all natural persons, not only Swedish citizens. In the event of an intervention by the Swedish DGS, the payment shall be made in Euros to your Raisin Account, within 7 business days from the time the DGS comes into effect. In this case, the exchange rate applied will be the one valid at the time of the bank’s administrative settlement process and is thus subject to currency fluctuations. The administrator and executor of the deposit guarantee scheme is Riksgälden. For more information please visit https://www.riksgalden.se/en/)

Tax process and documentation

There is no withholding tax in Sweden.

The role of Welstparen

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.