IBL Banca

This bank is based in: Italy (BBB+)
• Start saving from €10,000.00 up to €100,000.00
• No fees, no subscriptions and Deposit Guarantee protected.
logo of IBL Banca

Current offers from this bank

Show all offers

Rate

Term

Currency

Product Type

About the Bank

IBL Banca is a prominent Italian financial institution, specialising in personal loans and deposit accounts. Founded in 1927 as Istituto Nazionale di Credito agli Impiegati, it became a fully licensed bank in 2004 and evolved into a banking group in 2008. Today, the IBL Banca Group operates across Italy with a network of over 55 branches and agents. The bank is recognised for its financial strength, market leadership, and solid track record. In 2018, IBL Banca received its first official credit rating — BBB — from the European rating agency Scope. This investment-grade rating was confirmed again in 2021, underpinned by the bank’s strong capital base, high asset quality, and leading market position.

More information about this bank

Year Established

1927


Place of Establishment

Rome


Number of employees

719


Number of branches

52


Business Focus

Insurance, Consumer Loans, Payment Solutions


* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 17.03.2026.

Deposit Guarantee Scheme

Deposits including accrued interest income are legally protected by the Italian Deposit Protection Fund up to an amount of EUR 100,000 per customer and per bank. Within the European Union, the minimum requirements are harmonized in all member states by Directives 94/19/EC, 2009/14/EC and 2014/49/EU. It should be noted that this protection relates to a customer's entire deposits with a bank. This is relevant if not only the deposits of a customer brokered via this platform were invested with a specific bank, but also other deposits of this customer were invested with the respective bank.

Tax process and documentation

Italian banks do not deduct tax on savings for Irish customers. This means your interest is paid in full (gross). For more details, please see the product information sheet. Important: Irish deposit interest tax (DIRT) is not deducted automatically. Any interest earned must be declared to Revenue in an annual tax return.

Raisin's role

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin is online and hassle-free.

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.