Resurs Bank
Sweden
(AAA)
(AAA)• Start saving from €1 up to €85,000
• Deposit Guarantee protection Up to SEK 1,050,000 payout in EUR
No withholding tax
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2.17% AER
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2.17% AER
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Demand DepositAbout the Bank
Resurs Bank, a key entity within The Resurs Group and a leading force in retail finance across the Nordic region, is a Swedish financial services company established in 1977. Over the years, Resurs has become a premier partner for sales-driven payment and loyalty solutions in retail and e-commerce. The bank collaborates with over 1,200 retail partners and 35,000 stores, serving approximately 5.7 million private customers across Sweden, Denmark, Norway, and Finland, making it one of the fastest-growing niche banks in the Nordics.
In the private sector, Resurs has broadened its offerings to include savings accounts, insurance policies, consumer loans, and credit cards. The bank obtained its banking licence in 2001 and operates under the supervision of the Swedish Financial Supervisory Authority. Headquartered in Helsingborg, Sweden, Resurs maintains full-service offices in Oslo, Copenhagen, and Helsinki.
Further Bank Details
Year Established
1977
Place of Establishment
Helsingborg
Number of employees
657
Business Focus
Factoring, Consumer Loans, Payment Solutions
Market(s) in which the bank has branches
Sweden, Denmark, Finland, Norway
* This information is provided by FMH-Finanzberatung e.K. FMH-Finanzberatung specialises in information on interest rates and financial products and has been collecting and processing financial data in Germany since 1986.. As of 4/2/2025.
Deposit Guarantee Scheme
In accordance with EU Directive 2014/49/EU, deposits with this Bank, inclusive of accrued interest not yet credited, are guaranteed by the Swedish statutory deposit guarantee scheme up to (the equivalent in euros of) SEK 1,050,000 per account holder, per bank. This amount also includes possible deposits and/or savings accounts ordered outside Raisin Bank. This protection covers the deposits of all natural persons, not only Swedish citizens. In the event of an intervention by the Swedish DGS, the payment shall be made in Euros to your Raisin Account, within 7 business days from the time the DGS comes into effect. In this case, the exchange rate applied will be the one valid at the time of the bank’s administrative settlement process and is thus subject to currency fluctuations. The administrator and executor of the deposit guarantee scheme is Riksgälden. For more information please visit https://www.riksgalden.se/en/)
Tax process and documentation
There is no withholding tax in Sweden.
Raisin Bank's role
With Raisin Bank, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.