How do I start saving in Europe?

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"Best Savings Provider" 2025

Member of the CCMA

Featured in the CCPC Money Tools

Featured in the Irish Independent

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Step 1

Become a customer by registering for a Raisin Account

To sign up for products, you must first open your Raisin Account. The registration process is very simple and can be completed 100% online:

Click on register and complete the registration form.
Verify your identity.
Upload proof of address.

Close-up of a man holding a smartphone while seated, browsing interest rate options on the Raisin app, with one finger poised to select an offer.

Step 2

Choose the product that’s right for you

Once you have opened your Raisin Account, you can choose from more than 100 savings accounts from all over Europe. Our offer table allows you to easily compare terms, interest rates and the bank’s country of origin.

Deposit accounts

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Step 3

Transfer the funds you wish to invest to your Raisin Account

You will be able to find the IBAN of your Raisin Account in your online banking.
The first time you order a product, we will ask you to enter the IBAN of the account from which the funds originate. This account will be linked to your Raisin Account and will be the only account to which you will be able to transfer funds from your Raisin Account.
Once the funds have arrived in your Raisin Account, the bank will review your application and, once approved, your money will be automatically transferred to the deposit account you have selected. We will send you an email confirming the opening of the deposit account.

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Step 4

Watch your money grow and invite your friends

All that’s left to do is sit back and watch your money grow. Plus, if you successfully recommend Raisin to your friends, you will receive a bonus of €50 – each. You can get €50 for each friend who signs up for their first savings account on Raisin, up to a maximum of 10 friends. Terms apply.

Start saving now!