Savings

Want to know more about savings in Ireland? Read our comprehensive guides to different savings strategies and budgeting tips.

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The information provided here is for informational and educational purposes only and does not constitute financial advice. Please consult with a licensed financial adviser or professional before making any financial decisions. Your financial situation is unique, and the information provided may not be suitable for your specific circumstances. We are not liable for any financial decisions or actions you take based on this information.

Approaches to saving

You might be wondering, "how should I categorise my savings?" Well, there are different methods you can follow. Read on to find out more.

Budget planning

On this page, you’ll find out what budget planning is, and why it’s a good idea to use a budget planner.

71 ways to save money

In this guide, we explore 71 different money saving tips to help you reach your savings goals.

Where should I invest or save my money?

Discover the most popular ways to invest and save in Ireland.

Emergency funds explained

Find out what an emergency fund is, why you need one, and where to keep it.

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50/30/20 rule

Master budgeting with the 50/30/20 rule.

Savings plans

Find out how you can automate your savings with a savings plan.

How to beat inflation

Discover ways to beat inflation, including high interest savings accounts and fixed term deposits.

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Financial planning for beginners

Learn more about the basics of financial planning.

What is a credit union?

Find out how credit unions differ from banks.

What to do with money

The options available to you if you have money to save, spend, or invest.

Protect your savings from global instability

Secure ways to grow your money in uncertain times.

Different types of savings accounts

Learn about different types of savings accounts, including online savings accounts and children's savings accounts.

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Online savings accounts

Compare online savings accounts, find one that suits your saving needs, and grow your money with Raisin Bank.

Current accounts vs savings accounts

Understand the differences between current and savings accounts.

Children's savings accounts explained

Learn more about Irish children's savings accounts for your child's financial growth.

Savings beyond Ireland

Learn more about savings accounts in Europe.

Irish savings rates vs. abroad

Find out how Irish savings interest rates compare to European rates.

How to choose the right savings account

Comparing different types of savings accounts in Ireland.

Saving for the things that matter

Saving for a new car or house? The following pages cover everything you need to know.

Saving for a mortgage

On this page, you'll find out how you can save for a mortgage deposit.

Buying a house in Ireland

A step-by-step guide to buying a house in Ireland.

Help to Buy (HTB) scheme

If you're a first-time buyer, this guide covers everything you need to know about the Help to Buy (HTB) scheme in Ireland.

Saving for a car

This page looks at the benefits of saving to buy a new car, and how long it might take you.

How much do you need to earn to live comfortably in Ireland?

Find out what's considered a "good" salary in Ireland, and how to save some of your income.

Saving for Christmas in Ireland

Discover festive savings ideas.

Good debt vs bad debt

Learn more about what constitutes "good" and "bad" debt.

Paying off debt

Ideas for paying off debt and improving your financial situation.