Savings

Want to know more about savings in Ireland? Read our comprehensive guides to different savings strategies and budgeting tips.

Home › Savings

The information provided here is for informational and educational purposes only and does not constitute financial advice. Please consult with a licensed financial adviser or professional before making any financial decisions. Your financial situation is unique, and the information provided may not be suitable for your specific circumstances. We are not liable for any financial decisions or actions you take based on this information.

Approaches to saving

You might be wondering, "how should I categorise my savings?" Well, there are different methods you can follow. Read on to find out more.

Budget planning

On this page, you’ll find out what budget planning is, and why it’s a good idea to use a budget planner.

Hand inserting euro coin into matte black piggy bank with scattered coins nearby.

71 ways to save money

In this guide, we explore 71 different money saving tips to help you reach your savings goals.

Smiling woman lounges on sofa while typing on a laptop.

Where should I invest or save my money?

Discover the most popular ways to invest and save in Ireland.

Hand dropping euro coin into jar labeled ‘For Emergency Fund’ sitting on euro banknotes

Emergency funds explained

Find out what an emergency fund is, why you need one, and where to keep it.

Yellow sticky note placed below a red marker and black pen beside a keyboard.

50/30/20 rule

Master budgeting with the 50/30/20 rule.

Blue umbrella protecting stacked coins on a white surface, symbolising financial security.

Savings plans

Find out how you can automate your savings with a savings plan.

How to beat inflation

Discover ways to beat inflation, including high interest savings accounts and fixed term deposits.

Financial planning for beginners

Learn more about the basics of financial planning.

What is a credit union?

Find out how credit unions differ from banks.

What to do with money

The options available to you if you have money to save, spend, or invest.

A heavy-duty, beige-coloured safe is shown slightly ajar against a bright orange background. The safe is overflowing with euro banknotes, which spill out from the cracks around the door.

Protect your savings from global instability

Secure ways to grow your money in uncertain times.

How to manage money as a couple

Should you split, share, or keep it separate?

What does financial freedom mean?

Explore practical steps towards achieving financial freedom.

Different types of savings accounts

Learn about different types of savings accounts, including online savings accounts and children's savings accounts.

Hands typing on a laptop keyboard on a wooden desk with office supplies.

Online savings accounts

Compare online savings accounts, find one that suits your saving needs, and grow your money with Raisin.

Two pale blue eggs nestled in a woven bird’s nest against a blurred background.

Current accounts vs savings accounts

Understand the differences between current and savings accounts.

Redheaded child in striped sweater runs along a winding dirt trail amid grassy hills.

Children's savings accounts explained

Learn more about Irish children's savings accounts for your child's financial growth.

Satellite view of Europe region lit up at night

Savings beyond Ireland

Learn more about savings accounts in Europe.

Casual shot of a seated individual holding and typing on a smartphone in a softly lit space.

How to choose the right savings account

Comparing different types of savings accounts in Ireland.

Saving for the things that matter

Saving for a new car or house? The following pages cover everything you need to know.

Saving for a mortgage

On this page, you'll find out how you can save for a mortgage deposit.

A miniature house with a set of keys next to it, indicating home ownership or mortgage possibilities.

Buying a house in Ireland

A step-by-step guide to buying a house in Ireland.

Help to Buy (HTB) scheme

If you're a first-time buyer, this guide covers everything you need to know about the Help to Buy (HTB) scheme in Ireland.

Saving for a car

This page looks at the benefits of saving to buy a new car, and how long it might take you.

How much do you need to earn to live comfortably in Ireland?

Find out what's considered a "good" salary in Ireland, and how to save some of your income.

Saving for Christmas in Ireland

Discover festive savings ideas.

Good debt vs bad debt

Learn more about what constitutes "good" and "bad" debt.

A person managing finances with a calculator, credit cards, receipts, and financial documents on a desk.

Paying off debt

Ideas for paying off debt and improving your financial situation.

Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.

Company & team

About us

Our partner banks

Deposit Guarantee Scheme

Refer a friend

Press

Careers

Raisin updates

Raisin Bank

Savings accounts

All savings accounts

Deposit accounts

Demand deposit accounts

Information

Savings

Banking

Taxes

Investments

Pensions

Help & contact

FAQs

Accessibility & support

Affiliate partnerships

Complaint management

Company & team

About us

Our partner banks

Deposit Guarantee Scheme

Refer a friend

Press

Careers

Raisin updates

Raisin Bank

Savings accounts

All savings accounts

Deposit accounts

Demand deposit accounts

Information

Savings

Banking

Taxes

Investments

Pensions

Help & contact

FAQs

Accessibility & support

Affiliate partnerships

Complaint management

All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.