This offer has now expired.

Registration is quick, easy and free. Already a Raisin customer? Simply log in.
Spread your savings across term deposits of one year or more. Diversify your terms and unlock higher bonuses.*
Email us at bonus-ie@raisin.com with the subject line "depositladder" by 12 September 2025, using your registered email address.
💡 You can open multiple deposits within a single term, provided the total meets the minimum required amount.
€50 | €20,000 | 2 | €10,000 |
€100 | €30,000 | 3 | €10,000 |
€250 | €100,000 | 2 | €50,000 |
€500 | €150,000 | 3 | €50,000 |
*Terms and conditions

A deposit ladder allows you to lock in savings across different terms, providing:
Regular access to your money while the rest keeps earning interest
© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.