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Explore Savings Products

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Mission Valley Bank actively supports many non-profit organizations - making a difference throughout the communities they serve.

  • Top offer: {241D59B3E563499DA486DDD1-APY} APY* high yield savings account — currently {241D59B3E563499DA486DDD1-APY}{FDIC-MM} higher than national average.

Save Now
mission valley logo FPO

Explore Savings Products

  • FDIC insured. No fees. $1 minimum deposit.

  • 24/7 online access to funds.

  • Mission Valley Bank actively supports many non-profit organizations - making a difference throughout the communities they serve.

  • Top offer: {241D59B3E563499DA486DDD1-APY} APY* high yield savings account — currently {241D59B3E563499DA486DDD1-APY}{FDIC-MM} higher than national average.

Save Now

About Mission Valley Bank

collaborating

Mission Valley Bank is a full-service, independent, commercial bank that is locally owned, community-minded and relationship driven. 

A CDFI (Community Development Financial Institution), Mission Valley Bank has been committed to supporting the growth of small business for more than 20 years and their Give Where You Live program spotlights and supports local area non-profits though both volunteerism and contributions throughout the year. 

Mission Valley Bank is dedicated to their customers’ success. They appreciate each client’s business and welcome the opportunity to earn yours.

Get Covered with Federal Deposit Insurance

Deposits at Mission Valley Bank are federally insured by the FDIC, up to the institutional limit.

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An Integral Part of Their Community

Their Give Where You Live program highlights local nonprofit organizations in their community, helping to support worthwhile causes.

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Exceptional Savings

The savings products offered by Mission Valley Bank exclusively through Raisin feature market-leading rates.

Security Is Our Top Priority

FDIC

FDIC logo

Deposits in Mission Valley Bank are insured by the FDIC. Deposits are insured up to the limits of federal law. The standard insurance amount is $250,000 per depositor, per insured bank, for each deposit account ownership category.

Click to learn more about FDIC insurance

Cybersecurity is a top priority at Raisin

SOC2 logo

We invest in a variety of technologies to protect our customer’s data, privacy and transactions. These include multi-factor authentication, encryption, and web application firewall advanced internet protection technologies. We are a SOC 2 certified organization, which means we have met the requirements outlined by the American Institute of Certified Public Accountants (AICPA) to ensure that we have the controls in place to keep customers' data secure and private.

Click to learn more about SOC 2 certification

Mission Valley Bank, Powered by Raisin

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Mission Valley Bank uses the secure Raisin platform to offer savings products to savers nationwide. Customers open accounts at Raisin.com, and the platform manages all aspects of the products offered by Mission Valley Bank, including a customer's deposits and withdrawals, statements and any customer service needs. In simple terms, Raisin provides you exclusive access to a special selection of Mission Valley Bank products. Best of all, Raisin is completely free!

  • Security: Funds deposited into any of the products accessible through Raisin are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.

  • Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.

  • Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.

  • Service: A supportive, accessible, responsive customer service team based in New York, NY, sets Raisin apart.

  • Access: Enjoy 24/7 online access to your account and funds.

Press

Read what the media is saying about Raisin.

  • U.S News

    Deposit Solutions is launching its savings portal in the United States

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Open an Account in 3-5 Minutes

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FAQs

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Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

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*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit. Minimum opening deposit is $1.00.

Raisin is not a bank and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions and FDIC or NCUA deposit insurance coverage only covers the failure of partner banks or credit unions on the Raisin platform.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis & Clark Bank is the Custodian Bank.