How to read your Raisin account statement

Raisin account statement

One of the benefits of a Raisin account is the convenience of having all of your savings in the platform visible in a single monthly account statement.

To access your monthly statement, simply log into your Raisin account, then click Documents. Here, you will be able to view all of your account statements and tax documents in one place.

We’re taking a deep dive into how to get the most out of your account statement.

Your Account Statement

When you view your account statement, you will see very clearly what month and year the statement is for right at the top. For further clarity, the exact dates your statement covers are also right beneath the Raisin logo.

While we only offer digital statements, you can always print a copy for your records. The “Print” button is conveniently located in the top right corner.

Need assistance? Our Raisin customer service number is also on your statement in case you have any questions. (Not looking at your statement right now? It’s 844-994-EARN (3276) and our team is here to help Monday through Friday from 9:00 a.m. - 4:00 p.m. ET.)

Below this, you will see your name and mailing address, followed by your Raisin Customer ID.

Your unique Raisin Customer ID is how we track your deposits and ensure that your funds remain distinct from other customers. This distinction also allows for pass-through deposit insurance, which keeps your funds covered up to per-depositor, per-institution limits and how you’re able to maximize your deposit insurance coverage all with your Raisin login.

Statement Summary

Next is your Statement Summary. You can consider this your quick look at every product you have in the Raisin platform.

Since your Raisin account allows you to spread your deposits across multiple products and financial institutions with one login, this is a great view into exactly how your portfolio is diversified.

While looking at your Statement Summary, be sure to take a look at the Interest Earned and Interest Earned this Year columns. Here, you can see all of the interest you’ve earned for the month and year, respectively.

That’s money you might not have otherwise earned if you’d kept your funds in a non-interest bearing account!

Account Activity

Did you make any deposits or withdrawals this month?

In the Account Activity portion of your statement, you will be able to see any activity that occurred for each of your products that month. You will be able to see how your deposits (under Credits) or withdrawals (under Debits) impacted your balance and on which day they posted.

For each product, you will also see any interest earned posted on the last day of that month.

Share this article

Secure Messaging Center

Email: support.us@raisin.com

Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)

The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.

© 2024 Raisin GmbH. All rights reserved.

APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate may change after initial deposit. Minimum opening deposit is $1.00.

Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City, Member FDIC, d.b.a. Central Payments is the Service Bank. Lewis and Clark Bank is the Custodian Bank.