Raisin - the first and only pan-European deposit marketplace

We are available in 31 European markets, under two brands, and with two trusted banking service partners: MHB-Bank AG for Germany & Austria and Keytrade Bank (Belgian branch of Arkéa Direct Bank SA (France)) for the rest of Europe.Our customers have invested more than EUR 5.0 billion in deposits in our fast-growing network of trusted partner banks.

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WeltSparen_bap

Live since 2014
Service partner: MHB-Bank
www.weltsparen.de

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WeltSparen_bap

Live since 2016
Service partner: MHB-Bank
www.weltsparen.at

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Raisin_bap

Live since 2016
Service partner: Keytrade Bank
www.raisin.com

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Raisin_bap

Live since 2016
Service partner: Keytrade Bank
www.raisin.fr


Raisin_bap

Live since 2016
Service partner: Keytrade Bank
www.raisin.es

Why work with Raisin?

To get flexible access to all European deposit markets, fully tailored to your needs!

Products

Full product spectrum: overnight money, term deposits, notice accounts in all maturities

FX

Multiple currencies available to match your funding needs

Pricing and reach

Differentiated pricing and availability across 31 European countries, according to your policy

Full flexibility

Adjust rates at any time and simple “switch-on/off” to optimize your funding strategy

Operations and reporting

Operations: you choose from web-portal to full automation

Fee structure

Fully variable, success-based commission with zero set-up fees

Tech and audit

Record-fast on-boarding (6-8 weeks) thanks to high back-end connectivity coverage and full audit documentation

Reduce liquidity

Reduce excess liquidity on your balance sheet and elimination of the penalty interest with ECB

Product portfolio

Retain a long term relationship to customers by offering attractive interest rates on deposit products

Compensation model

Attractive commission at minimal effort

Fast onboarding

No IT implementation, no back office operations needed

Full servicing

We take care of all relevant processes and provide you a tailored reporting

We have developed the highest quality solution in the market

Fully eligible for NSFR (Basel III) as retail deposits

Full regulatory compliance in 31 European geographies

Individual KYC with simple AML risk profile

Mature outsourcing company according to high German standards

tamaz_small

Dr. Tamaz Georgadze

CEO and Founder

+49 30 3674 119 - 24
tamaz.georgadze@raisin.com

Our network of partner banks spans across the whole of Europe

“It allows us to significantly reduce the costs of attracting funds.”

Maya Georgieva
Deputy Chair of the Supervisory Board, Fibank

“It helped us doing things we probably would never had done on our own.”

Egisto Franceschi
Head of Banking, Banca Sistema

“They made the whole process super safe and easy.”

Tomasz Wróblewski
Director Financial Markets, Alior Bank

As seen in

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We monitor the European interest rate market - for you

We’re closely tracking the development in all European deposit markets to help you tailor your funding strategy. At Raisin, you will find the most accurate and comprehensive overview available in Europe. Get the latest interest rate radar here - Download

The company and our vision

We are Raisin - the first and only pan-European deposit platform

We are a Berlin-based company run by a highly dedicated team and one of world’s fastest growing fintechs, having won numerous prizes and most importantly: our customers’ trust.

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Our backers

We have raised over EUR 60 million in funding from leading investors like Index Ventures, Ribbit Capital and Thrive Capital and we are here to last.