Raisin - the first and only pan-Europeandeposit marketplace
We are available in 31 European markets, under two brands, and with two trusted banking service partners:MHB-Bank AG for Germany & Austria and Keytrade Bank (Belgian branch of Arkéa Direct Bank SA (France)) for the rest of Europe. Our customers have invested more than EUR 3.0 billion in deposits in our fast-growing network of trusted partner banks.
Why work with Raisin?
To get flexible access to all European deposit markets, fully tailored to your needs!
Full product spectrum: overnight money, term deposits, notice accounts in all maturities
Multiple currencies available to match your funding needs
Pricing and Reach
Differentiated pricing and availability across 31 European countries, according to your policy
Adjust rates at any time and simple “switch-on/off” to optimize your funding strategy
Operations and Reporting
Operations: you choose from web-portal to full automation
Fully variable, success-based commission with zero set-up fees
Tech and Audit
Record-fast on-boarding (6-8 weeks) thanks to high back-end connectivity coverage and full audit documentation
Reduce excess liquidity on your balance sheet and elimination of the penalty interest with ECB
Retain a long term relationship to customers by offering attractive interest rates on deposit products
Attractive commission at minimal effort
No IT implementation, no back office operations needed
We take care of all relevant processes and provide you a tailored reporting
We have developed the highest qualitysolution in the market
Fully eligible for NSFR (Basel III) as retail deposits
Full regulatory compliance in 31 European geographies
Individual KYC with simple AML risk profile
Mature outsourcing company according to high German standards
“It allows us to significantly reduce the costs of attracting funds”
Deputy Chair of the Supervisory Board, Fibank
“It helped us doing things we probably would never had done on our own”
Head of Banking, Banca Sistema
“They made the whole process super safe and easy”
Director Financial Markets, Alior Bank
As seen in
We monitor the European interest rate market - for youWe’re closely tracking the development in all European deposit markets to help you tailor your funding strategy. At Raisin, you will find the most accurate and comprehensive overview available in Europe. Get the latest interest rate radar here - Download
The company and our vision
We are Raisin - the first and only pan-European deposit platform
We are a Berlin-based company run by a highly dedicated team and one of world’s fastest growing fintechs, having won numerous prizes and most importantly: our customers’ trust.
We have raised over EUR 60 million in funding from leading investors likeIndex Ventures, Ribbit Capital and Thrive Capital and we are here to last.