Acquire the needed stable funding, optimize your costs and diversify your funding sources.
Acquire Funding
- Access stable and long-term retail and corporate deposit funding.
- Choose a funding mix that perfectly matches your assets and currency structure needs.
- Reduce funding cost, accessing funding from the cheapest markets.
- Improve your LCR & NSFR ratios with retail quality funding.
- Take advantage of the full range of Raisin's integration solutions, providing full process automation and API for free.
- Exert full control over volumes and maturities.
Diversify Sources
- Gain access to 30 European savings markets and offer market-specific pricing.
- Acquire funding from retail and corporate customers.
- Build your portfolio in various currencies.
- Offer your products to customers of other banks.
- Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
- Expand your distribution capacity across your home market.
Offer third party deposits and monetize your excess liquidity.
Explore Open Banking
- Offer attractive deposit products to your customers choosing from Raisin´s partners, 100% protected by deposit guarantee schemes.
- Tailor your customer offer choosing from the widest deposit offering in the EU.
- Easily integrate the products into your system and be in control of the customer experience.
- Gain a powerful and innovative tool for customer acquisition and retention.
Monetize Liquidity
- Earn an attractive commission on the deposits brokered.
- Optimize your balance sheet and avoid the ECB penalty interest.
- Convert low and negative-margin products into revenue streams.
- Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.
Wolf-Alexis Puttfarken
Head of Bank Partnerships +49 175 72 91 701 wolf-alexis.puttfarken@raisin.com LinkedIn
