Partner with Raisin through our 9 marketplaces

Raisin enables banks to expand or to diversify their funding reach ("Product Bank model") as well as to monetize their excess liquidity ("Distribution Bank model"). We operate country-dedicated platforms in Germany, France, Spain, Austria, Netherlands, Ireland, Poland, USA and the UK.

400+ bank partnerships

1.5 million customers

9 markets served

€ 55 billion assets under management

Product Partnership
Distribution Partnership

Acquire the needed stable funding, optimize your costs and diversify your funding sources.

Acquire Funding

Access stable and long-term retail funding.
Choose a funding mix that perfectly matches your assets and maturity needs.
Reduce funding cost by tapping into different markets.
Improve your LCR & NSFR ratios with retail quality funding.
Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
Leverage Raisin’s capabilities to enter a new market completely digitally.
Exert full control over volumes and maturities.

Diversify Sources

Gain access to over 30 European savings markets and offer market-specific pricing.
Acquire funding from retail and corporate customers.
Build your portfolio in various currencies.
Tap into exclusive customer pools by offering your products to other banks (see Distribution Partnership Model).
Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
Expand your distribution capacity across your home market.

Offer third party deposits and monetize your excess liquidity.

Explore Open Banking

Offer attractive deposit products to your customers choosing from Raisin´s partners, protected by deposit guarantee schemes.
Tailor your customer offer choosing from the widest deposit offering in the EU.
Easily integrate the products into your system and be in control of the customer experience.
Gain a powerful and innovative tool for customer acquisition and retention.

Monetise Liquidity

Earn an attractive commission on the deposits brokered.
Keep your customers loyal by competing with the highest rates in the market.
Complement your product portfolio with different maturities to offer a holistic portfolio and manage your desired liquidity profile.
Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.