Awarded "Best Savings Provider" at the bonkers.ie Awards 2025 and 2026
Your new Raisin app is here
View your savings, manage your accounts and earn more interest on your cash in one place.
Clear structure, simpler layout
We've updated the app layout so you can manage your savings without fuss. Four tabs sit at the bottom of every screen:
- Raisin Overview shows your total combined balance.
- Your savings tracks active and past savings accounts.
- Saving accounts displays current interest offers from our partner banks.
- Raisin Account holds your uninvested funds and transaction history.
Three shortcuts stay at the top of every screen:
- Inbox holds messages from Raisin.
- Needs attention alerts you to required account actions.
- Profile stores your documents, personal details and Raisin IBAN.
Raisin Overview
The Overview screen brings your funds together in a single figure. It combines the money earning interest in savings accounts with any cash sitting in your Raisin Account.
Two separate cards sit below your main balance to break down the figures. Selecting the Active savings card brings up your open deposits. Selecting the Raisin Account card takes you straight to your available cash balance.
Your savings
This screen tracks every savings account you hold through Raisin. A chart at the top displays how your active funds are split between fixed term deposits and demand deposit accounts.
Scroll down to review your full account history. Closed and inactive accounts stay stored on this page for your records. This keeps past bank statements organised in one place without cluttering your active savings. You can select any individual account to review its maturity terms or manage top-ups.
Saving accounts
You can compare interest rates from over 30 trusted European partner banks. The layout lets you browse fixed term deposits alongside flexible demand deposit accounts.
Your available cash balance stays displayed at the top of the page so you know how much money is ready to allocate. Moving cash into a new savings account takes just a few taps.
Raisin Account
The Raisin Account tab handles your cash movements. Your current balance is divided into available funds ready for transfer and reserved cash held for pending applications.
Three dedicated buttons control your money:
Save moves available funds directly into a chosen savings account.
Deposit transfers funds from your nominated bank account into your Raisin Account.
Withdraw sends money back to your nominated bank account.
Pending orders and your complete transaction history sit lower down on the same screen.
Frequently asked questions
What can I do from the Raisin app?
You can register, compare interest rates, open new accounts, check your total balance, and move funds without leaving the app.
Four bottom tabs handle your main tasks. The Raisin Overview tab displays your total funds across active deposits and the money in your Transaction Account. The Your Savings tab breaks down current and past savings accounts, showing a visual split of where your money sits. To open a fixed term or demand deposit, the Saving Accounts tab lets you compare savings accounts from over 30 trusted European banks. Managing transfers is just as straightforward, as the Raisin Account tab handles deposits, withdrawals, and transaction history. At the top of every screen, you'll find shortcuts for your inbox, pending notifications, and profile details like your Raisin IBAN.
Can I open savings accounts from the Raisin app?
Yes, you can compare and open savings accounts directly through the app.
Head to the Saving accounts tab to view fixed term and demand deposit options from over 30 European partner banks. Once your Raisin Account is verified, select a savings account, choose how much of your available balance to deposit, and apply to open in a few taps. You don't need to fill out extra paperwork for each new account.
Can I enable/disable automatic notifications?
Yes, you can toggle push notifications on or off whenever you want.
Tap the Profile shortcut at the top of any screen in the app to open your settings, then adjust your notification preferences. If you want to block all push alerts at the operating system level, turn off app permissions in your phone's iOS or Android settings menu.
Take control of your savings anytime, anywhere
With the Raisin app, you’re always just a tap away from smarter saving.
Track your savings, view all your accounts in one place, and be the first to hear about latest offers.
Whether you're at home, commuting or travelling, the Raisin app puts your savings in your pocket.
Scan the QR code to download the app and take control of your savings — anytime, anywhere.
Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.
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© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.