How to read your Raisin account statement
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One of the benefits of a Raisin login is the convenience of having all of your savings in the platform visible in a single monthly account statement.
To access your monthly statement, simply log in to the Raisin platform, then click Documents. Here, you will be able to view all of your account statements and tax documents in one place.
We’re taking a deep dive into how to get the most out of your account statement.
Your account statement
When you view your account statement, you will see very clearly what month and year the statement is for right at the top. For further clarity, the exact dates your statement covers are also right beneath the Raisin logo.
While we only offer digital statements, you can always print a copy for your records. The “Print” button is conveniently located in the top right corner.
Need assistance? Our Raisin customer service number is also on your statement in case you have any questions. (Not looking at your statement right now? It’s 844-994-EARN (3276) and our team is here to help Monday through Friday from 8:00 a.m. - 8:00 p.m. ET.)
Below this, you will see your name and mailing address, followed by your Raisin Customer ID.
Your unique Raisin Customer ID is how we track your deposits and ensure that your funds remain distinct from other customers.
Statement summary
Next is your Statement Summary. You can consider this your quick look at every product you have in the Raisin platform.
Since your Raisin login allows you to spread your deposits across multiple products and financial institutions with one login, this is a great view into exactly how your portfolio is diversified.
While looking at your Statement Summary, be sure to take a look at the Interest Paid and Interest Paid this Year columns. Here, you can see all of the interest that has been paid to you for the month and year, respectively, for all of your currently active deposits. Please note that interest paid details for your inactive deposits are not included in this statement.
That’s money you might not have otherwise earned if you’d kept your funds in a non-interest bearing account!
Account activity
Did you make any deposits or withdrawals this month?
In the Account Activity portion of your statement, you will be able to see any activity that occurred for each of your products that month. You will be able to see how your deposits (under Credits) or withdrawals (under Debits) impacted your balance and on which day they posted.
For each product, you will also see any interest earned posted on the last day of that month.
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© 2026 Raisin SE. All rights reserved.
The Raisin name and logo are trademarks of Raisin SE. All other trademarks, logos, marks, and brand names are the property of their respective owners.
*APY means Annual Percentage Yield. APY is accurate as of April 26, 2026. Interest rate and APY may change after initial deposit depending on the terms of the specific product selected. Minimum opening deposit is $1.00.
Raisin is not an FDIC-insured bank, and FDIC deposit insurance only covers the failure of an insured bank.
Raisin is not an NCUA-insured credit union. NCUA deposit insurance only covers the failure of an insured credit union.
Raisin does not hold any customer funds. Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered by the applicable bank or credit union through Raisin.com. Each customer also authorizes the Service Bank to move funds among the various banks and credit unions at the customer’s request. First International Bank & Trust (FIBT), Member FDIC, is the Service Bank. Bell Bank and Starion Bank, each Member FDIC, are the Custodial Banks.
†Based on $250,000 in FDIC or NCUA insurance coverage per insurable category of ownership at each partner bank or credit union on the Raisin platform (each a "Product Bank"), when aggregated with all other deposits held by you at such Product Bank and in the same insurable category. Deposits made through Raisin will be eligible to receive deposit insurance from the FDIC or the NCUA (each a "Deposit Insurer") in accordance with and up to the maximum amount permitted by law at each Product Bank. Raisin is not a bank or credit union and does not hold any customer funds. Funds are held at FDIC-insured banks and NCUA-insured credit unions. Deposit insurance covers the failure of an insured bank or credit union. Certain conditions must be satisfied for pass through deposit insurance coverage to apply. Customers may choose to deposit funds with identically registered accounts at different Product Banks on the Raisin platform to be eligible for Deposit Insurer coverage up to $10 million for individual accounts and $20 million for joint accounts when at least 40 Product Banks are utilized. Please be aware, however, that any deposits you have at a Product Bank, whether through the Raisin platform or outside the Raisin platform, that you may hold in the same capacity (such as in an individual capacity or joint capacity) count toward the applicable Deposit Insurer's deposit insurance maximum amount, and any such amounts that you hold in the same capacity at a Product Bank that exceed the maximum insurance coverage by the applicable Deposit Insurer will not be insured. For more information on FDIC deposit insurance, please see here. For more information on the NCUA share insurance fund, please see here. You are solely responsible for monitoring the amount of funds you have on deposit at each a Product Bank, whether through the Raisin platform or outside the Raisin platform, to confirm that the deposits you hold in the same capacity at each Product Bank do not exceed the maximum deposit insurance coverage provided by the applicable Deposit Insurer.