How to read your Raisin account statement
Your Raisin account statement gives you a clear view of every deposit, withdrawal, and interest payment across all of your savings products in one place. Here's how to find it and what each section means.
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Key takeaways
All of your savings accounts, CDs, and money market accounts across multiple banks and credit unions appear on a single monthly statement.
The "Interest Paid" and "Interest Paid This Year" columns show exactly how much each account has earned, which can help you monitor progress and prepare for tax season.
Log in to the Raisin platform and click Documents to view statements and tax documents. You can print a copy at any time.
Where to find your account statement
To access your monthly statement, log in to the Raisin platform and click Documents. Here you can view all of your account statements and tax documents in one place.
Account statements are digital only, but you can print or save a copy at any time using the Print/Save button in the top right corner of the statement.
Your account statement at a glance
Each statement is organized into three sections: header, statement summary, and account activity.
Header
At the top of your statement, you'll see:
Statement period: The month, year, and exact dates the statement covers.
Your name and mailing address.
Your Raisin Customer ID: A unique identifier that tracks your deposits and keeps your funds distinct from other customers. You may need this ID if you contact customer support.
Need help? The Raisin customer service number is printed on your statement. You can also reach the team at 844-994-EARN (3276), Monday through Friday, 8:00 a.m. to 8:00 p.m. ET.
Statement summary
The statement summary is your quick snapshot of every product you hold on the Raisin platform. Since one login gives you access to savings accounts, CDs, and money market accounts across multiple banks and credit unions, this section shows you how your savings are spread at a glance.
Two columns to pay special attention to:
Interest Paid: The interest credited to each account during that statement period.
Interest Paid This Year: The cumulative interest earned across the calendar year for each active deposit.
These figures can be helpful when tracking your savings progress and preparing for tax season. Note that interest details for inactive (closed) deposits are not included in the current statement.
Account activity
The account activity section shows every transaction that occurred during the statement period for each of your products. This includes:
Credits: Deposits you made during the month.
Debits: Withdrawals you made during the month.
Interest earned: Posted on the last day of the month for each account.
Each entry shows the date it posted and how it affected your balance, so you can track exactly how your savings grew during the period.
Frequently asked questions
How often are statements generated?
Raisin generates account statements monthly. Each statement covers one calendar month and becomes available in your Documents section shortly after the month ends.
Where can I find how much interest I've earned?
The Interest Paid column in your statement summary shows interest earned during that specific month. The Interest Paid This Year column shows cumulative interest for the calendar year. Both figures are broken out by individual product, so you can see exactly which accounts are generating the most return.
Can I use my account statement for tax purposes?
Your account statement shows interest earned, which can be helpful for your own records. For official tax filing, use the tax documents available in the same Documents section of your Raisin account. For more on accessing these, see our guide on how to access your tax documents through Raisin.
What if I notice an error on my statement?
Contact Raisin customer support at 844-994-EARN (3276), Monday through Friday, 8:00 a.m. to 8:00 p.m. ET. Have your Raisin Customer ID (found at the top of your statement) ready so the team can pull up your account quickly.
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The Raisin name and logo are trademarks of Raisin SE. All other trademarks, logos, marks, and brand names are the property of their respective owners.
*APY means Annual Percentage Yield. APY is accurate as of August 25, 2026. Interest rate and APY may change after initial deposit depending on the terms of the specific product selected. Minimum opening deposit is $1.00.
Raisin is not an FDIC-insured bank, and FDIC deposit insurance only covers the failure of an insured bank.
Raisin is not an NCUA-insured credit union. NCUA deposit insurance only covers the failure of an insured credit union.
Raisin does not hold any customer funds. Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered by the applicable bank or credit union through Raisin.com. Each customer also authorizes the Service Bank to move funds among the various banks and credit unions at the customer’s request. First International Bank & Trust (FIBT), Member FDIC, is the Service Bank. Bell Bank and Starion Bank, each Member FDIC, are the Custodial Banks.
†Based on $250,000 in FDIC or NCUA insurance coverage per insurable category of ownership at each partner bank or credit union on the Raisin platform (each a "Product Bank"), when aggregated with all other deposits held by you at such Product Bank and in the same insurable category. Deposits made through Raisin will be eligible to receive deposit insurance from the FDIC or the NCUA (each a "Deposit Insurer") in accordance with and up to the maximum amount permitted by law at each Product Bank. Raisin is not a bank or credit union and does not hold any customer funds. Funds are held at FDIC-insured banks and NCUA-insured credit unions. Deposit insurance covers the failure of an insured bank or credit union. Certain conditions must be satisfied for pass through deposit insurance coverage to apply. Customers may choose to deposit funds with identically registered accounts at different Product Banks on the Raisin platform to be eligible for Deposit Insurer coverage up to $10 million for individual accounts and $20 million for joint accounts when at least 40 Product Banks are utilized. Please be aware, however, that any deposits you have at a Product Bank, whether through the Raisin platform or outside the Raisin platform, that you may hold in the same capacity (such as in an individual capacity or joint capacity) count toward the applicable Deposit Insurer's deposit insurance maximum amount, and any such amounts that you hold in the same capacity at a Product Bank that exceed the maximum insurance coverage by the applicable Deposit Insurer will not be insured. For more information on FDIC deposit insurance, please see here. For more information on the NCUA share insurance fund, please see here. You are solely responsible for monitoring the amount of funds you have on deposit at each a Product Bank, whether through the Raisin platform or outside the Raisin platform, to confirm that the deposits you hold in the same capacity at each Product Bank do not exceed the maximum deposit insurance coverage provided by the applicable Deposit Insurer.