Selecting the right institutions
Banks vs. Credit Unions
Save with Purpose
Selecting the right savings products
Our partner banks and credit unions offer a wide range of high-yield savings products, giving you unparalleled access to design a custom savings strategy based on your own needs. We make it easy for you to compare the most important information, like interest rates and term length. These are the types of savings products you can find on the Raisin platform.
How taxes are taken care of
You will receive a 1099-INT for each eligible savings product for each calendar year for income tax reporting requirements.
Getting the most out of Raisin
Want to get the most out of deposit insurance?
You can spread your savings across as many of our institutions as you need — all of them are federally insured by either the FDIC or NCUA up to $250,000 per depositor, per institution.
Want to lock in rates so you can have predictable returns?
With a wide range of available products, you can easily use the Raisin platform to create a CD laddering strategy that spreads your savings over terms of varying lengths, allowing you to always have funds approaching maturity.
Is there anything else I need to know?
Getting started with Raisin is simple and — best of all — there are no fees! We’re here to help you get the most out of your savings journey and have lots of resources to help you better understand Raisin. Take a look below for some help on the basics of signing up for an account to figuring out how to create the best savings strategy possible.