Getting Started with Raisin

Raisin is here to help you kickstart your savings journey! Whether you're trying to figure out which institutions to open accounts with or which products are right for you, we've got all of the information you need.

A single Raisin login allows you to open accounts with any of our partner banks or credit unions. With a nationwide network of federally regulated partner institutions offering a suite of savings products, our platform has many options to help you fulfill your financial goals. Read on for all of the information you need to create your perfect savings strategy.

Selecting the right institutions

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Banks vs. Credit Unions

With Raisin, it's easy to add products from both banks and credit unions to your portfolio! While they may have a lot of similarities, there are still some key features that set them apart.

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Save with Purpose

Our savings marketplace allows you to filter our partner institutions by a variety of attributes, letting you save based on your personal values and the institutions that align with them.

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Selecting the right savings products

Our partner banks and credit unions offer a wide range of high-yield savings products, giving you unparalleled access to design a custom savings strategy based on your own needs. We make it easy for you to compare the most important information, like interest rates and term length. These are the types of savings products you can find on the Raisin platform.

HYSA/MMDA

With variable interest rates, earn above-average returns with a lot of liquidity.

High-yield CDs

Lock in an interest rate for a fixed period of time, guaranteeing your return.

No-penalty CDs

Lock in a rate with the option for a no-fee early withdrawal.

How taxes are taken care of

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You will receive a 1099-INT for each eligible savings product for each calendar year for income tax reporting requirements.

Is there anything else I need to know?

How Raisin works

Find out more how Raisin works and how funds move through our platform.

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Education center

Learn more with savings tips and guides on how to get the most out of Raisin.

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How to register

This step-by-step guide will show you exactly to open a Raisin account.

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