Earn your bonus in 3 simple steps
Select the right product for you
For you from the table below. All products on Raisin are covered by federal deposit insurance up to the $250,000 per-individual, per-institution limit and have no hidden fees.
Register for a Raisin account
Register for a Raisin account — it only takes a few minutes! Be sure to enter your friend’s unique referral code on the first step of the registration process to be eligible for your bonus of up to $200.
Make an opening deposit
Make an initial deposit of at least $5,000 and maintain a balance greater than $5,000 for 90+ days to qualify for a $50 bonus. Deposit more to earn more! Take a look below to see how you can earn up to $200 with qualifying deposits.
How to earn up to $200 in bonuses
The more you deposit, the more you can earn! See below for the initial deposits you must maintain for over 90 days to qualify for your bonus.
Meet Raisin
It's time to kickstart your savings journey! Opening a no-fee Raisin account only takes a couple of minutes and allows you to access our entire network of federally insured banks and credit unions.
FAQs
At Raisin, cybersecurity is a top priority and we implement a variety of technologies to protect our customer’s data, privacy and transactions.
Access: Raisin platform uses Multi-Factor authentication combined with leading authentication technology to protect our client identities.
Encryption: Your information is encrypted in-transit and at-rest using the latest cryptographic security algorithms.
Protection: Web application firewall advanced internet protection technologies are implemented to protect the Raisin site from malicious actors, botnets and denial of service attacks (DDOS).
Monitoring: The information security monitoring platform is in place to detect and alert on information security events.
Assessments: Our platform undergoes rigorous security assessments and testing from architecture planning to production phases.
In return for helping them connect with savers across the United States, we are paid fees by our product partner banks that offer savings products. This allows us to provide these services free of any charge from Raisin to our valued customers!
Email: support.us@raisin.com
|Call: 844-994-EARN (3276) (Monday to Friday from 9:00 a.m. - 4:00 p.m. ET)
The Raisin name and logo are trademarks of Raisin GmbH. All other trademarks, logos, marks, and brand names are the property of their respective owners — used with permission.
© 2024 Raisin GmbH. All rights reserved.
*APY means Annual Percentage Yield. APY is accurate as of {todayDate}. Interest rate and APY may change after initial deposit depending on the terms of the specific product selected. Minimum opening deposit is $1.00. Rate multiplier sources: fdic.gov/resources/bankers/national-rates/; https://www.ncua.gov/analysis/cuso-economic-data/credit-union-bank-rates
Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.
Raisin is not an FDIC-insured bank or an NCUA-insured credit union, and does not hold any customer funds. Funds deposited through Raisin are exclusively held at federally insured financial institutions. FDIC or NCUA deposit insurance coverage covers the failure of partner banks and credit unions on the Raisin platform.
Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodial Bank to hold the customer’s funds in such accounts, in a custodial capacity, in order to effectuate the customer’s deposits to and withdrawals from the various bank and credit union products that the customer requests through Raisin.com. The Custodial Bank does not establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union products offered through Raisin.com. Central Bank of Kansas City (CBKC), Member FDIC, d.b.a. Central Payments is the Service Bank. CBKC, Lewis & Clark Bank and Starion Bank, each Member FDIC, are the Custodial Banks.
¹Referral bonus offer terms & conditions: Existing Raisin customers are eligible to receive a $100 referral bonus and their referees are eligible to receive a minimum $50 bonus for each referee who (1) opens an account with Raisin.com and makes a minimum initial deposit of $5,000 and (2) referee maintains the minimum deposit amount for a period of at least 90 days. Referee must use your unique personal referral code for you to be eligible to receive your referral bonus cash. Referrers are eligible to earn a maximum of $2,000 with the Raisin Referral Program. Referees earn bonuses for initial deposits maintained over 90 days as follows: $50 for deposits between $5,000 and $9,999; $100 for deposits between $10,000 and $49,999; $150 for deposits between $50,000 and $99,999; or $200 for deposits of $100,000 or more. Referral bonus cash will be deposited by Raisin Solutions US LLC into customer’s and into referee’s external bank accounts, respectively, that were linked to www.raisin.com/en-us within 30 days of satisfying all terms to qualify for referral bonus cash. US customers only. Not open to Raisin Solutions employees. Raisin reserves the right to terminate this offer at any time and to deny Customer referral bonus cash for any reason. This bonus offer applies to initial customer deposits made after May 8, 2024.