Partner with Raisin through our 9 marketplaces
Raisin enables banks to expand or to diversify their funding reach ("Product Bank model") as well as to monetize their excess liquidity ("Distribution Bank model"). We operate country-dedicated platforms in Germany, France, Spain, Austria, Netherlands, Ireland, Poland, USA and the UK.
Acquire the needed stable funding, optimize your costs and diversify your funding sources.
Acquire Funding
- Access stable and long-term retail funding.
- Choose a funding mix that perfectly matches your assets and maturity needs.
- Reduce funding cost by tapping into different markets.
- Improve your LCR & NSFR ratios with retail quality funding.
- Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
- Leverage Raisin’s capabilities to enter a new market completely digitally.
- Exert full control over volumes and maturities.
Diversify Sources
- Gain access to over 30 European savings markets and offer market-specific pricing.
- Acquire funding from retail and corporate customers.
- Build your portfolio in various currencies.
- Tap into exclusive customer pools by offering your products to other banks (see Distribution Partnership Model).
- Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
- Expand your distribution capacity across your home market.
Offer third party deposits and monetize your excess liquidity.
Explore Open Banking
- Offer attractive deposit products to your customers choosing from Raisin´s partners, protected by deposit guarantee schemes.
- Tailor your customer offer choosing from the widest deposit offering in the EU.
- Easily integrate the products into your system and be in control of the customer experience.
- Gain a powerful and innovative tool for customer acquisition and retention.
Monetise Liquidity
- Earn an attractive commission on the deposits brokered.
- Keep your customers loyal by competing with the highest rates in the market.
- Complement your product portfolio with different maturities to offer a holistic portfolio and manage your desired liquidity profile.
- Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.
Raisin: Your Innovation Driver
Nine B2C platforms
in the biggest savings markets
Live since 2014
149 Partner banks
www.weltsparen.de
Live since 2016
28 Partner banks
www.weltsparen.at
Live since 2016
www.raisin.com
Live since 2016
30 Partner banks
www.raisin.es
Live since 2018
40 Partner banks
www.raisin.co.uk
Live since 2018
41 Partner banks
www.raisin.nl
Live since 2019
16 Partner banks
www.raisin.ie
Live since 2016
9 Partner banks
www.raisin.fr
Live since 2023
www.raisin.pl
Our deposit-taking partners
Some of our distribution partners
Get in touch and learn how you can benefit from partnering with Raisin.
Our Team
Max von Bismarck
Chief Business Officer
Benedikt Voller
Chief Revenue Officer