Partner with Raisin through our 9 marketplaces

Raisin enables banks to expand or to diversify their funding reach ("Product Bank model") as well as to monetize their excess liquidity ("Distribution Bank model"). We operate country-dedicated platforms in Germany, France, Spain, Austria, Netherlands, Ireland, Poland, USA and the UK.

400+ bank partnerships

1.5 million customers

9 markets served

€ 55 billion assets under management

Acquire the needed stable funding, optimize your costs and diversify your funding sources.

 

Acquire Funding

  • Access stable and long-term retail funding.
  • Choose a funding mix that perfectly matches your assets and maturity needs.
  • Reduce funding cost by tapping into different markets.
  • Improve your LCR & NSFR ratios with retail quality funding.
  • Take advantage of the full range of Raisin’s integration solutions, providing full process automation and API for free.
  • Leverage Raisin’s capabilities to enter a new market completely digitally.
  • Exert full control over volumes and maturities.

 

Diversify Sources

  • Gain access to over 30 European savings markets and offer market-specific pricing.
  • Acquire funding from retail and corporate customers.
  • Build your portfolio in various currencies.
  • Tap into exclusive customer pools by offering your products to other banks (see Distribution Partnership Model).
  • Offer full product spectrum – overnight money, term deposits and notice accounts in all maturities.
  • Expand your distribution capacity across your home market.
distribution-bank-model

Offer third party deposits and monetize your excess liquidity.

 

Explore Open Banking

  • Offer attractive deposit products to your customers choosing from Raisin´s partners, protected by deposit guarantee schemes.
  • Tailor your customer offer choosing from the widest deposit offering in the EU.
  • Easily integrate the products into your system and be in control of the customer experience.
  • Gain a powerful and innovative tool for customer acquisition and retention.

 

Monetise Liquidity

  • Earn an attractive commission on the deposits brokered.
  • Keep your customers loyal by competing with the highest rates in the market.
  • Complement your product portfolio with different maturities to offer a holistic portfolio and manage your desired liquidity profile.
  • Benefit from a flexible setup with no fixed costs and maximum flexibility to turn on/off the offer.

Raisin: Your Innovation Driver

Nine B2C platforms
in the biggest savings markets

Live since 2014
140 Partner banks
www.weltsparen.de

Live since 2016
28 Partner banks
www.weltsparen.at

Live since 2016
www.raisin.com

Live since 2016
30 Partner banks
www.raisin.es

Live since 2018
36 Partner banks
www.raisin.co.uk

Live since 2018
38 Partner banks
www.raisin.nl

Live since 2019
14 Partner banks
www.raisin.ie

Live since 2016
9 Partner banks
www.raisin.fr

Live since 2023
www.raisin.pl

 

Our deposit-taking partners

A&G Banco
Aareal Bank AG
Addiko Bank
Aegean Baltic Bank
Agram Banka
Ahli United Bank (UK) PLC
Al Rayan Bank
Aldermore Bank
Alior Bank
Alisa Bank
Alisa Bank
Allied Irish Banks
Anadi Bank
Arab Banking Corporation SA
Aros Kapital
Attica Bank
Avida Finans
BACB
BFF Bank
BGFIBank Europe
BN Bank
BNF Bank PLC (London Branch)
Banca CF+
Banca Finint
Banca Ifis
Banca Popolare Sant’Angelo
Banca Popolare di Cortona
Banca Popolare di Fondi
Banca Privata Leasing
Banca Profilo
Banca Progetto
Banca Promos
Banca Sistema
Banca di Cividale (CiviBank)
Banco BAI Europa
Banco BNI Europa
Banco Finantia, S.A., Sucursal en España
Banco Português de Gestão
Bank of Ceylon (UK) Ltd
Bank11
Bankhaus Obotritia
Bankhaus Rautenschlein AG
Banque BCP S.A.S.
Banque Wormser
Bison Bank
BluOr Bank AS
Bluestep Bank
Bremische Volksbank eG
Brown Shipley
Byblos Bank Europe
Byblos Bank Europe SA ; London
CA Auto Bank
CKV Bank
CKV Bank
Calenberger Kreditverein
Castle Community Bank
Charter Savings Bank
Cherry Bank
Collector
Coop Pank
Credito Lombardo Veneto
Creditplus Bank
Credorax Bank
DISTINGO Bank
DLL
Debeka Bausparkasse
Deutsche Pfandbriefbank AG
Euram Bank
Europe Arab Bank SA
European Merchant Bank
FCM Bank
FCMB Bank (UK) Limited
FIMBank
Fibank
FidBank UK Limited
Finora Bank UAB
FirstSave €uro
Fjord Bank
Furness Building Society
GB Bank
GEFA BANK
GRENKE Bank
Gatehouse Bank
HBL Bank UK
Haitong Bank S.A. Sucursal en España
Halcyon Money
Hanseatic Bank
HoistSparen
Holm Bank
IBL Banca
ICICI Bank (UK)
IKB Deutsche Industriebank AG
Inbank
Instabank
International Asset Bank
Investbank
Investec
Investitionsbank Trentino-Südtirol
Istituto per il Credito Sportivo
Itaú BBA Europe
Izola Bank
J&T Banka
KT Bank
KentBank
Klarna Bank
Kompasbank
Kroo Bank Ltd
LHV
LHV Bank Limited
Lea Bank
MeDirect Bank
Miraltabank
Misr Bank
Morrow Bank
My Money Bank
Münchener Hypothekenbank eG
NIBC Bank
National Bank of Egypt (UK) Limited
Nordax Bank
Nordiska
Northmill Bank
Novum Bank
OLB Bank
OakNorth Bank
Oma Savings Bank
Oney Bank S.A.
Orange Bank
Otto M. Schröder Bank AG
PEAC Bank
Paragon Bank
PayRay
Plane Saver Credit Union
Podravska banka
Privatbanka
ProCredit Bank
Punjab National Bank (International) Limited
QIB (UK)
Qred Bank AB
RCI Bank
Raiffeisenbank Schaafheim
Raiffeisenbank Straubing eG
Raiffeisenbank Wittelsbacher Land eG
Renault Bank
Resurs Bank
Rietumu Bank
RiverBank
SIGNAL IDUNA Bauspar AG
SME Bank
Saldo Bank UAB
Signet Bank
Solaris
Solution Bank
Sparda-Bank Hannover eG
Sparda-Bank Nürnberg
StreamBank
Südtiroler Sparkasse
TBI Bank
TF Bank
Tandem Bank
Teachers Building Society
UBL UK
UniCredit Bank
Urbo Bankas
VR-Bank Mittelfranken Mitte eG
VR-Bank Rottal-Inn eG
ViViBanca
Volksbank Marl-Recklinghausen eG
Volksbank Mittweida eG
Volksbank Raiffeisenbank Regensburg-Schwandorf eG
Volksbank Rhein-Ruhr eG
Younited Credit
Zenith Bank (UK)
Ziraat Bank
illimity Bank
imprebanca
mano.bank
mediserv Bank
novobanco
İşbank
Šiaulių Bankas

Some of our distribution partners

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and-many-more-test-2-25022021

Get in touch and learn how you can benefit from partnering with Raisin.

Our Team

Max von Bismarck

Chief Business Officer

Benedikt Voller

Chief Revenue Officer