Fintech Raisin tops Livret A interest rate with new partner bank


  • Raisin adds Banque Misr as 8th partner bank to French savings platform
  • Pan-European fintech comes to the rescue of savers in the face of sinking and even negative interest rates
  • With the Livret A rate at a new low, French consumers look to better offers elsewhere

Today Raisin launched its eighth partner bank and second partner domiciled in France, Banque Misr, with an exclusive retail deposit offer. Savings marketplace Raisin ( now features among the highest interest rates on term deposits available to French consumers. With a new 3-month term deposit at 0.75% and 1-year term deposit offering a return of 1.00%, Raisin enables consumers to earn a yield despite the current economic challenges. For French savers the fintech’s competitive deposit products offer an attractive alternative since the Livret A rate sank to a record low of 0.50%.

Raisin France General Director Emmanuel Rodriguez: “Along with the losses from lower Livret A interest rates, French banking customers are missing out with 700 billion euros in savings sitting in overnight or current accounts, earning no interest. We’re thrilled to partner with Banque Misr to bring competitive new rates to French consumers and restore the earning potential of their savings. The Raisin marketplace now enables savers to seamlessly access higher returns from seven European countries, from Norway to Austria to France, and thus dodge the pervasive low and negative interest environment.”

Emmanuel Rodriguez


Orange Digital Ventures- and Goldman Sachs-backed fintech Raisin offers simple access at no charge to competitive guaranteed deposit products from all over Europe. Since launch in 2013, Raisin has placed 27.5 billion euros for more than 290,000 customers in 28+ European countries and 97 partner banks.


About Raisin

A trailblazer for open banking and the leading pan-European one-stop shop for online savings and investments, Berlin-based fintech Raisin was founded in 2012 by Dr. Tamaz Georgadze (CEO), Dr. Frank Freund (CFO) and Michael Stephan (COO). Raisin’s platforms — under the brand WeltSparen in the German-speaking world — are breaking down barriers to better savings for European consumers and SMEs: Raisin’s marketplace offers simple access at no charge to attractive and guaranteed deposit products from all over Europe, as well as globally diversified, cost-effective ETF portfolios and pension products (currently available in Germany). With one online registration, customers can choose from all available investments and subsequently manage their accounts. Since launch in 2013, Raisin has placed 27.5 billion euros for more than 290,000 customers in 28+ European countries and 99 partner banks. Raisin has been repeatedly named to Europe’s top 5 fintechs by the renowned FinTech50 awards and is backed by European and American investors such as btov Ventures, Goldman Sachs, PayPal Ventures, Thrive Capital, Index Ventures, Orange Digital Ventures and Ribbit Capital. Raisin UK in Manchester, banking-as-a-service provider Raisin Bank in Frankfurt, pensions specialist fairr, and Raisin Technology (formerly Choice Financial Solutions) all belong to Raisin.

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